Skip to main content

returns on stock investments

I would like to share the 12-month returns on my stock investments with citiseconline:

Percentage of portfolio STOCK 12-month return

25% AC 9.81%

4% AEV 3.47%

4% CHIB 3.95%

2.7% GMA7 -2.15%

3.7% JFC 11.25%

0.2% LPZ -23.96%

2.1% PNX -3.93%

4% PX -14.4%

2.7% SM 13.6%

12.4% SMC 2.95%

19.8% TEL 15.69%

10.1% URC 17.63%

8.61% VLL -9.44%

100% Total 6.36%

A 6.36% return (excluding dividends) is quite good compared to the PSEi which yielded 4.07%. The returns on Sunlife's Equity fund perfromed slightly better than the index, returning 4.1%.
Wouldn't it be nice if I had just invested everything with URC and got 17.63% in a year, but then again, that is in hindsight. Going forward I could have just easily invested everything with LPZ and lost (-23.96%) a fourth of my money. Another point I would like to share is that in stock investing, it is possible that you can beat the index and actively managed funds. But I still invest in mutual funds, particularly Sunlife, since I do not always trust myself to make rational decisions. I may have exceeded their returns for this time period but that will not always be the case. Diversification and risk management is very important. Happy investing!

Comments

  1. Hi Gabriel,

    This is nick of Mutual Fund Philippines. We would like to invite you to be part of our newly built community.

    We are a Mutual Fund Distributor, selling funds managed by PhilAm Asset Management Inc. (PAMI), First Metro Asset Management Inc. (FAMI), and PhilEquity Management Inc. (PEMI). Since you are already investing, you may want to consider the funds managed by three of the best Mutual Fund Management companies.

    For more information, you may visit us at http://mutualfundphilippines.com

    Hope to see you there!

    ReplyDelete
  2. Hi nick, thanks for visiting and for introducing your company. As with all investment decisions, I need to study what you're offering and and if they fit my investment style. Cheers.

    ReplyDelete
  3. I do agree with that. Investors should always consider their investing preference, and not other's preference. That's one of our visions, that is, to empower investors in making informed decisions, appropriate with their unique personal needs.

    Just in case your considering to further diversify your mutual fund holdings, we'll be very willing to assist you.

    Thanks,

    Nick

    ReplyDelete
    Replies
    1. Excellent and decent post. I found this much informative, as to what I was exactly searching for. Thanks for such post and please keep it up.

      Delete

Post a Comment

Popular posts from this blog

do not invest in Philippine pre-selling condos

I would rather shoot myself in the head than invest in pre-selling condos in the Philippines. My brother and I were interested on getting a condo unit not really as an investment but as a vacation home. However, when I read a contract to sell from one of the Philippines' top developers, I was shocked at how skewed it is on the developer's favor. There is very little protection, if any, on the buyer's side. I think you would have to be either really stupid or overly trusting to sign one of those contracts. The first issue I had was that they require the full post dated checks even before providing the contract to sell. What the hell? They should give the CTS when the buyer has paid 10% downpayment. Next, if they failed to deliver the unit as scheduled, there is no compensation to the buyer. They can practically construct the condo as slow as they can. Then they are also free to alter the floorplan as they please. So if you expect 10 units per floor, you might be surprised t…

a financial mistake most business owners make

What could offer the biggest potential returns of your investment? A profitable business. It can turn P1000 into millions but it can also turn into 000. Putting some money into a business is a must for any investor. Aside from the possibility of raking in profits, having a business actually helps you understand investments better. To quote Warren Buffett, "I am a better investor because I am a businessman and a better businessman because I am an investor". When it comes to learning about finance, running a business is the best teacher. We also need to apply investing principles in our business and what I would like to emphasize is the concept of diversification. A financial mistake most business owners make is the lack of diversification. This is especially true to small business owners. Let us illustrate with the typical lechon manok business. A young entrepreneur decides to start a lechon manok stall. He has great tasting chicken, has good location and people buy it. Needl…

from little things, big things grow

Most of us know this is true with investing but it takes discipline and a lot of patience to see this through. From little things, big things grow.  As investors, we need to realize that small amounts do matter and nothing should go to waste. We see pocket change, but the real value of those coins is many times over if it were invested and given time to grow.Yes, a few coins would not buy you much now but if invested well, it can grow to such that it can actually buy more in the future than what it can today. So if you see a coin, pick it up. It may only buy a piece of candy now but if invested well, it could pay for a decent meal 30 years later. Happy investing!