Tuesday, July 31, 2012

do not invest in Philippine pre-selling condos

I would rather shoot myself in the head than invest in pre-selling condos in the Philippines. My brother and I were interested on getting a condo unit not really as an investment but as a vacation home. However, when I read a contract to sell from one of the Philippines' top developers, I was shocked at how skewed it is on the developer's favor. There is very little protection, if any, on the buyer's side. I think you would have to be either really stupid or overly trusting to sign one of those contracts. The first issue I had was that they require the full post dated checks even before providing the contract to sell. What the hell? They should give the CTS when the buyer has paid 10% downpayment. Next, if they failed to deliver the unit as scheduled, there is no compensation to the buyer. They can practically construct the condo as slow as they can. Then they are also free to alter the floorplan as they please. So if you expect 10 units per floor, you might be surprised that they have increased it to 20 units per floor upon turnover. These are just a few of my concerns and when I brought this up to their agent, they said they are a reputable developer. Hmmmmm...... I think the contract speaks a lot more than any developers' reputation, regardless of how well deserved it is.
Buyers, beware! Happy investing.

230 comments:

  1. i totally agree on this.. by the way may i ask who's the developer and where's the location of the condo that you were planning to buy? is it in manila or cebu? thnx :)

    ReplyDelete
    Replies
    1. Hi Mee Shell. Thanks for dropping by. Anyhow, the name of the developer nor the project location is irrelevant. What I would like to share here is for prospective condo buyers to review the contract very carefully and seek protection before investing in any project, especially if it is at preselling stage. Furthermore, remember that words mean nothing to most salespeople, its their job to sell after all. Unless its explicitly written in a contract, promises can and will be broken.

      Delete
    2. Of course the name of the developer and the project location are relevant! Why do you think we have "Blue Chips" in the stockmarket? Because these companies are reliable and with history of reliability and profitablity. And please, bad developers exist everywhere, not only in the Philippines.

      Delete
    3. Hi, we are selling a heavily discounted brand new ready for occupancy unit in Acqua Private Residences developed by Century Properties. This is a high end development. Please email jensellsreo@gmail.com should you needmore information. Thanks

      Delete
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    5. I would like to bring this to the notice of the public about how i met Anz Jackson Financing PLC after i lost my job and being denied loan by my bank and other financial institution due to my credit score. I could not pay my children's fees. I was behind on bills, about to be thrown out of the house due to my inability to pay my rent, It was during this period my kids were taken from me by foster care. Then i set out to seek for funds online where i lost $3,670 that i borrowed from friends which i was rip off by two companies. Until i read about: anzjacksonfinancingplc@yahoo.com where i was granted a loan to pay up my debts and to start up a business. You can as well give them a call or text at: +18437769340. Why am i doing this? I am doing this to save as many that are in need of a loan not to be victim of scams on the internet.

      Delete
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  2. When you said "pre-selling"? What does that mean?
    Anyhow, thanks for sharing. I never really thought about buying a big property such as a house/condo as I would love to travel around the world with my back pack while I'm still young. I don't even want to get married. But when I get too old, that I couldn't walk places anymore, I'd probably rent a small room where I could retire in peace. :D

    ReplyDelete
    Replies
    1. hi Jinri
      even if you like travel, buy a real state.
      becase your 10,000 U$ now is equal to less than 5,000 after five years
      and if you have a realstate in good place (like main cities), then your 10,000 u$ now, will be equal to 12,000 (in today prices) after 10 years. because the real state prices is going up more than other items

      Delete
    2. Hi Jinri,

      If you can't afford real estate, then just be faithful in paper assets such as stocks and bonds. Even if you travel a lot, make sure you have something left for your investments for your retirement. I was a traveler and I used-up all my "savings". Although travel gives you euphoria, sometimes it pains to think all the money that was lost during those years.

      Delete
    3. How pathetic!

      Delete
    4. I would like to bring this to the notice of the public about how i met Anz Jackson Financing PLC after i lost my job and being denied loan by my bank and other financial institution due to my credit score. I could not pay my children's fees. I was behind on bills, about to be thrown out of the house due to my inability to pay my rent, It was during this period my kids were taken from me by foster care. Then i set out to seek for funds online where i lost $3,670 that i borrowed from friends which i was rip off by two companies. Until i read about: anzjacksonfinancingplc@yahoo.com where i was granted a loan to pay up my debts and to start up a business. You can as well give them a call or text at: +18437769340. Why am i doing this? I am doing this to save as many that are in need of a loan not to be victim of scams on the internet.

      Delete
    5. I would like to bring this to the notice of the public about how i met Anz Jackson Financing PLC after i lost my job and being denied loan by my bank and other financial institution due to my credit score. I could not pay my children's fees. I was behind on bills, about to be thrown out of the house due to my inability to pay my rent, It was during this period my kids were taken from me by foster care. Then i set out to seek for funds online where i lost $3,670 that i borrowed from friends which i was rip off by two companies. Until i read about: anzjacksonfinancingplc@yahoo.com where i was granted a loan to pay up my debts and to start up a business. You can as well give them a call or text at: +18437769340. Why am i doing this? I am doing this to save as many that are in need of a loan not to be victim of scams on the internet.

      Delete
    6. The most talked about development, an iconic masterpiece that will tranform Cebu into a world-class lifestyle destination - Mandani Bay!
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      ✅ Cebu Doctors University
      ✅ UC Medical Center(UCMED)
      ✅ Chonghua Hospital Mandaue
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      Delete
  3. Hi Jinri and thanks for visiting. "Pre-selling" as I used it in the above blog post means that the condo is not yet ready to be occupied. A more appropriate term would be "pre-construction". Good luck on your backpacking adventures and I hope your investments will serve you well during your retirement in the far future.

    ReplyDelete
  4. Not all the type of condo's are likely to what you mentioned about your experience of pre-selling condominiums. Try this eastwood condo for rent,for sure you will like this one.

    ReplyDelete
    Replies
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      Delete
    2. The most talked about development, an iconic masterpiece that will tranform Cebu into a world-class lifestyle destination - Mandani Bay!
      Try to check our CONDOMINIUM PROJECT near to
      ✅ Cebu Doctors University
      ✅ UC Medical Center(UCMED)
      ✅ Chonghua Hospital Mandaue
      ✅ S&R
      ✅ SM City
      ✅ Parkmall
      Why invest in Mandani Bay Suites Condominium
      ✅Great Location
      ✅ Future Demand for Property Rentals
      ✅ Waterfront Development
      ✅ World Class Development
      ✅ Township Residential Development
      Know more about Mandani Bay! Visit us at our Sales Gallery, to schedule a visit please call:
      HARK APAS
      09334575592/09359804770
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      Delete
  5. In this matter, it depends really on the things that you need to check out on. If you would be able to really get things to work out on this one, then that's fine. You can get less price on a pre-selling property, provided that it would finished on the allotted time. Also, check their credibility. In that way, you would be able to make most out of the things here.

    ReplyDelete
  6. man
    i do not see the above reason is big matter with very known developer (like the first two or three developer in the country),
    they will make a contract in thire side, look the pepole buy from them before, how much they paid and how mich the unit is worse now,

    ReplyDelete
  7. Thanks for sharing these warnings!

    They really do sound like scammers with a contract like that. I would expect a contract they wrote themselves to be skewed towards them, but that seems a bit much.

    If that's the case, I'd rather wait for a ready-for-occupancy condo and rent it out or re-sell if the market value appreciates quickly.

    ReplyDelete
    Replies
    1. My brother and I haven't ruled out purchasing a condo completely and, as you've pointed out, we will only be considering those that are ready for occupancy.

      Delete
    2. I recommend you to buy ready for occupancy condominium. But you have to understand that RFO unit is quiet expensive rather than buying a pre selling condo unit. Talking about Post dated checks, I can recommend you a developer that will let you pay bank to bank transaction for the payment of the equity. See my fb: https://www.facebook.com/cis.ricio

      Delete
  8. Condo are cheap in some developing countries compared to a places loik hong kong new york or london.

    ReplyDelete
  9. HI! I want to sell my condo unit. I already paid 15 months of downpayment (24 months to pay). I want someone to assume it, will I get back all the money I paid for 15 months?

    Please help anyone!?

    ReplyDelete
    Replies
    1. Hi,
      I guess the best scenario is if there's a buyer for your condo unit who is willing to pay a price that would cover the outstanding loan plus the payments you already made. The other thing is to check your contract and look at the provisions relating to a refund from the developer. Worst case scenario is to walk away from this investment and consider the money as a 100% investment loss. I wish you well and hope you find a buyer.

      Delete
    2. I might be willing to buy your condo,sepending on price and location.Email me at business_sellers@yahoo.com

      Delete
    3. How much do you want to sell email me for the details lawrencegwapo23@yahoo.com thanks

      Delete
    4. Hi I have the same situation.

      I bought condo from SM property in Makati (1BR+balcony) for 2.9M pesos. Already paid 900k through installments. Now I want to sell it ASAP (transfer contract to someone).

      Please advise.

      Delete
    5. Please email me at noublanchen@yahoo.com

      Delete
    6. Please email me at noublanchen@yahoo.com

      Delete
    7. Hi! Same here.. looking for a condo buyer in Paranaque area (Amaia steps - 40 sqm) - done with the 10% downpayment and target turn over is 1st qtr of 2016 (supposedly 4th qtr of 2015)

      Delete
    8. Hi im looking for a condo buyer, i paid already 100k for 5 months, you may be pay me not the whole amount that i had invested, the condominium is located at quezon city, commonwealth by century. Thank you

      Delete
    9. Hi, can you send me the exact address of your property and the monthly payment pls? just_ellimac@yahoo.com

      Thanks

      Delete
    10. Hi can you send me details of your property at my email add johneric.cadelina@yahoo.com

      Delete
    11. Hi can you send me details of your property at my email add johneric.cadelina@yahoo.com

      Delete
  10. well I have condo The condo in Manila is on Bocobo Street about 150 meters NORTH from the front door to Robinsons Mall. From the balcony of the unit you can see the 2 twin tower condos that attach to Robinsons mall that were built there in the 1980's. The condo is on the 30th floor (Unit 3007) of a 34 floor building. It is brand new as I just took ownership of it in November while I was in Asia. Building is complete with gym and pool on the top floor. Has very high security as no one can enter the building without being an owner.is finish if you want to know write me keithvonludovic@yahoo.com

    ReplyDelete
  11. Hi Mr. simplepinoyinvestor / everyone,

    I've actually been working in the real estate industry for a short 5 years and I would like to attest to you claim regarding the late turnovers. Yes, some (if not most) developers I have come across in the industry deliver their units late. Although, once they deliver it late, that would give you leverage to question the breach of contract and to simply bring down their defenses and open them up towards a settlement for the latency. Lastly, there are developers I know who have had absolutely no late turnovers since their beginnings. Some research on the companies profile, specially from real estate forums would help you out on this.

    As for your pre-selling concern, pre-selling is actually way beneficial (from the INVESTORS viewpoint rather than a PURCHASER/OCCUPANTs view point). Reason being is that pre-selling projects, once delivered, have most probably appreciated in value (considering you purchased the property from a well known and established company, may they have negative or positive feedback in the market).

    Point is, pre-selling or units that are ready for occupancy both differ in the eyes of the client. An investors point of view in contrast to the point of view of a client simply looking for their new home.

    *as for the PDCs, I myself do not entirely agree with this condition although honestly, it brings the client/buyer more benefits than it does to the seller. For one, having PDCs will save you from 1) Heading to the developers offices or directly to banks and depositing cash monthly, 2) Discipline to pay your dues on time, saving you from the penalties being imposed by the developers for late payments & lastly 3) once you submit post dated checks and you ask the seller to sign your receiving and annex that with the contract, you have legal leverage from that (speaks for itself).

    Hope this helps on your decision to purchase a condominium.

    Should you have any further inquiries, please do not hesitate to email me at mldlmendoza20@gmail.com.

    God Speed!

    ReplyDelete
    Replies
    1. Hello Mr. Marx,
      Any consequences if I decided to resell my pre selling condo? I already paid up 20%DP.
      Next year will be the turn over....

      Thank you

      Delete
  12. i totally agree! na biktima din ako this month lang. Need talaga basahin nasa agreement, kahit pinakamaliit na font. Lahat pabor sa Developer, it doesn't matter nga kahit kilala pa silang developer what matters most is nilalaman ng agreement. I learn from my mistakes na din, nkapagbigay ako ng 7,500Php na Reservation, and magbabayad na sana ng DP, and saka ko lang binusisi yong maliliit na font sa IPA (Installment Purchase Application) na Developer can disclose the contract for any reason and wala silang pananagutan sa purchaser. Dko ko na nakuha reservation but I will not continue anymore. Nasa huli palagi ang pagsisi. Atleast 7500 pa lang, but masakit pa din d mo kasi un mapupulot lang amount na yun.

    ReplyDelete
    Replies
    1. what dyou mean by that?.. about the disclosure of the contract?

      Delete
    2. The developer can disclose the contract to public? or to public interest like that of an investigation for litigation? pls clarify this.

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    3. I totally agree with simple pinoy investor Whether it is a reputable developers or not, the contract always favor them. There is no protection from the buyer. Just for instance you lost your job and cannot afford to pay your arrears . In their CTS DEFAULT AND CANCELLATION. In the event that the buyer fails to pay the purchase price the seller have the right to collect penalty interest at the rate of 3percent /mo. Of the unpaid amount.
      The seller is entitled to cancel the contract without need of court declaration .
      Where the buyer has paid at least 2 years of installment in case of cancellation buyer is entitled to to a refund of 50percent of the total payments ..
      THIS IS MY PROBLEM I paid 1yr. Amounting to almost 200k and I cannot get it back and in their contract . All payments made by the buyer shall be forfeited as a liquidated damages and or considered rental for the use of the unit. The problem is how could it be rental i bought a pre sell condo it hasn't built yet!!! BUYERS BEWARE DO YOUR DUE DILIGENCE...THIS IS A VERY EXPENSIVE LEARNING EXPERIENCE...

      Delete
  13. I'm working as a property specialist in one developer here in the philippines,

    note: pls read the contract very well before signing it! It's a risk na bibili ka yo ng pre-selling units.oo midyo me kamahalan nga ang RFO pero segurado na mam na talagang makikita at matitirhan nyo na ang binili nyong unit. So better to buy RFO condominium unit.

    At sa usapang where to invest? I advice to invest in cebu, there's a lot opotunities and developer now in cebu and basically cebu is named as number one in terms of livable city in the philippines. And there were lots of RFO units now in cebu, just be carefull on choosing your developer. You ask us thru email greggnable1@gmail.com or txt 0917917348.

    ReplyDelete
  14. Hi,

    I was also asked to give post dated checks for the 20% DP on my condo. This I have provided without thinking i will get screwed later. I was confident the Developer is legit and besides, i think the PDC's were assurance on the part of the developer that you are really going to do your part as buyer which is pay. You cannot just pay the reservation and pay on a monthly basis as you may wish for the DP. I mean what if you just suddenly decide that you cannot continue to pay due to some reasons, then what the developer will get from it when they could have sold it to someone who is able to pay up to completion of the agreement.

    There's always a risk you might get screwed and loss when you invest whether be it on Real Estate or Stocks.

    When i have completed my 20% DP, the developer released my CTS and handed over to my bank where I have applied for financing for the remaining 80%.

    However now I am planning to sell my unit for my mom's medication.

    ReplyDelete
  15. I am a licensed realtor in Canada and I can tell you that pre-sale condo in the philippines is no different than pre-selling condo in Canada. It's always the developer has the right to alter the construction project. So this should not be an issue.

    I purchased a condo myself and I gave my 5 years worth of PDC's. The only reason I did that is because I did an extensive research of the developer. I would only touch real estate in the Philippines that has a branded name attach to it.

    That's my security that the developer will not screw around when international icon NOT local celebrities is on the line.

    ReplyDelete
    Replies
    1. Thank you for visiting and I do see your point of minimizing risk by sticking to well known or branded developers. However, there is still no substitute to a fair and balanced contract between seller and buyer. So even if the developer is number one in the Philippines, investors ought to study the contract carefully before handing over any amount of money.

      Delete
  16. Also, one thing that I would advise you thinking of purchasing properties especially if you are from overseas is that - don't over speculate that you can easily dispose or resale your unit right away once its turnover. This is common mistake people make from overseas. Philippine real estate is not the same as North America where everyone can equally afford real estate.

    It's common sense not a lot of Filipinos locally can afford Million Peso worth of Condo. Most buyers are from overseas so if you are looking to dispose your unit you have to advertise is outside the country.

    You buy it for investment - for rental, vacation or retirement home. It will sell in time but not right away! Providing you are in desirable location like main cities.

    ONLY BUY PHILIPPINE REAL ESTATE IN THE MAIN CITIES!

    www.manilainvestmentproperty.com

    ReplyDelete
  17. hi i like this subject, congratulations to the author, i really learned a lot, thanks for the author, yeah i am planning for preselling condo too, but now i have change my mind. I have other properties in philippines but long time back it most have fair contracts for two parties. On this article i feel worried, anyway thanks to all of you. I am ofw and i may take RFO condo soon, but i need to study the contract well, i do not want to give reservation without checking the contract. i may reserve if i am sure. Regards!

    ReplyDelete
    Replies
    1. that's good. RFO units would more safe than a pre-selling unit

      Delete
    2. Thank you for visiting and glad to be of help. The whole point of this post is to encourage investors to study contracts carefully and invest accordingly.

      Delete
    3. This is a good help for potential property buyers. For more info, I can help you to find good RFOs that has a strategic location. Potential buyers can email me @ jonathanramos.filinvestsales@gmail.com

      Thanks and God bless.

      Delete
  18. Good read. Always look for the known developer.

    ReplyDelete
  19. they ask you to issue post dated checks because kahit 1 lang mag bounce dun they can prosecute your criminally for estafa or anti-bouncing checks law. it's an assurance on the part of the seller that you can afford to pay them. otherwise, you will be criminally liable.

    ReplyDelete
  20. If you are interested in KNOWING MORE or BUYING CONDOMINIUMS and / or House and Lots from DMCI HOMES please visit our website www.dmcihomes.com and text/sms/call me thru +639052940598. or you can shoot me an email at dmcihomes.luxurycondos@gmail.com =)

    ReplyDelete
  21. anybody here interested in buying my pre selling condo,SMDC Green Residences located at Taft Avenue Manila, Besdide DLSU. i already paid 24 months for the downpayment. 12,100 pesos a month. 21 more months left.

    ReplyDelete
  22. I'm also selling my condo. Anyone here who knows re-seller/buyer.

    I'm selling it below market price

    The prevailing selling price of the property at the moment is PhP 2,112,215M (SMDC price as of 7 March 2014). I'm selling it 200K below than the current market price. In the contract everything is included - charges, taxes, reservation fees, administration, transfer fee etc.

    ReplyDelete
    Replies
    1. can I get your contact details?

      Delete
  23. Pre-selling condos are really suited for property investors who are willing to pay while the building is under construction. Usually they have funds to sustain it. The benefit is the fact that by the time the building is up, the value of their property is most likely have been doubled. But I have to agree that choose only to buy from a reputable property developer NOT construction builder. RFOs are good option too especially if you can get rented out. Use the rent to pay for your installments after turn-over. Make sure you choose a property developer who have a very good property manager for the project that maintains the cleanliness and keeping the place in a very good condition at a reasonable association dues. I hope this helps.

    ReplyDelete
    Replies
    1. Is SMDC a good developer?

      Delete
    2. they are on the average. (low to medium). they "mass produce" condos. So for them it's quantity over quality. For sure they deliver but actually it depends on your requirements or needs. location, function, etc.

      Delete
    3. Is Century Properties a good developer? They are pre selling condos in Azure right now..

      Delete
    4. What about Empire East? They are in this industry for 20+ years now and they started with house and lots (Laguna belair) then now with condominiums. Tried to research about them and asked some people that has units with them and people who invested with them while they're doing pre-selling. Everyone that I talked to are happy with what they have or with what they invested to. As of now, they are at 100% completion rate and with 100% meeting their target date (sometimes, they are able to build their towers earlier than the supposed turnover date). Any feedback regarding Empire East?

      Delete
    5. Century Properties are full of incompetent managers especially Azure property. They give you the run-around and are very rude and inconsiderate.

      Delete
  24. DMCI HOMES is one of the best and most reputable developer of condos in the Philippines that attracts most of the FAMILY ORIENTED and INVESTMENT SEEKING FOREIGNERS. WHY?

    Hi to all visitors

    DMCI is the perfect choice of investment for condominiums and even house and lots in the Philippines. Why?

    1. We have new projects (preselling) which means cheaper price and more discounts.. it is very affordable and very promising that existing unit owners keep their eyes on acquiring another property as investment especially on our new projects. New projects are usually 50% sold out during launching dates that happens 3 years before the project's turn over dates.

    2. DMCI strategically chose to be just near the Business districts but not necessarily inside the "high taxed or lesser return of investments areas" like for example...
    a. DMCI projects near The Fort is on the other side of C5 road which, divides Makati and Taguig City. THus, DMCi homes has the same market value compared to other Makati properties but has cheaper tax since it is in Taguig.... this will give more return of investments for the unit owners.
    b. Tivoli Gardens is on the other side of Pasifg River but is in Makati Avenue Extension (right across Makati)
    c. The Flair towers of DMCI is also in Boni MRT EDSA Station area, right across Makati.
    d. La Verti is in Buendia Ave but is just across the boundary of Makati and Pasay.... and many more projets are like these.

    3. MOST AFFORDABLE PRICE - DMCI homes' 2 bedroom condo units ranges from 2.5 to 4 million only while other developers ranges from 5 million above for their 2 bedroom units.

    4. DMCI has 2 year warranty, others only offer 1 year warranty.

    5. DMCI is the ONLY certified "Earthquake resistant Hi-rise real estate developer" in the Philippines. (I can send you links as proof of this just pm me.)

    To explain more on why this is so... DMCI used to be the contractor and property developer of SM, Ayala and other new developers. This answers why it is cheaper but is more experienced and has the most credible name in the philippine real estate industry. wika nga "Papunta pa lang ang ibang developers sa gusto nilang patunguhan, pabalik na si DMCI"

    DMCI has been in the real estate industry for almost 50 years. And also, the owner of DMCI has been one of the top ten richest people in the Philippines... that is because he has places his investment in the real estate industry... so if you can afford it... then start thinking on how rich people think and ACT, invest on the real estate industry. The golden age is yet to come.

    If you are interested in buying Condominiums and / or House and Lots from DMCI Homes please visit our website www.dmcihomes.com and text/sms/call me thru +63 9052940598. or you can shoot me an email at dmcihomes.luxurycondos@gmail.com

    ReplyDelete
  25. Hi everyone!

    Why Choose DMCI Homes?
    1. DMCI Homes is focused on servicing the under-tapped and overlooked but important segment of the Philippine real estate market.

    2. DMCI Homes is driven to delivering the right pricing, location and product to this target market.

    3. DMCI Homes is eqquiped and experienced to bring quality good and services and is positioned and propelled to pioneer the industry.

    For more inquiries call/text/viber 0917-6332365. Or Visit website www.realestatedmci.com HAPPY TO ASSIST YOU :)

    ReplyDelete
  26. anybody here interested in buying my pre selling condo?
    Zinnia Tower from DMCI located near SM North Edsa. 2 bedrooms.

    i already paid 18 of 43 months for the downpayment. 14,000 pesos a month.

    please send email if interested: zinnia18@gmail.com

    ReplyDelete
    Replies
    1. its zinnia1818@gmail.com

      Delete
    2. zinnia1818@gmail.com

      Delete
    3. I had a unit in DMCI there is problem once the turn over were delayed this company will not pay for the LD (Liquidated Damages).

      In DMCI once you finish your downpayment do not attempt to put it in their IN-HOUSE financing they will rip your pocket like mine I go for the in-house financing of this company and my monthy is 57K then after we receive the first receipt we discovered that only 10K went to principal and 47K went to the interest of DMCI -Please beware FOLKS!

      Delete
  27. That's nice. If you're looking for the best tips and guides before buying a condo, click here What to consider before buying a condo its really helpful

    ReplyDelete
    Replies
    1. The link is not what it says.... Just be honest when u just want to advertise... It is irritating when u click the link and what u r expecting is not what it is.....

      Delete
  28. Anyone whose ineterested also in buying my pre selling condo in Tagaytay. Developer is SMDC. It is located along Emilio Aguinaldo Highway, Brgy, Maharlika West,Tagaytay City. 5-8 mins walk to Sky Ranch, Summit Ridge and other restaurants. I bought it last June 2012 and already paid up 20% DP(P400K). It has an area of 28sqm more or less, 1 bedroom end unit. You may reply on this thread and will contact you as soon as I read it.
    thanks

    ReplyDelete
    Replies
    1. Turn over will be 3rd quarter of June 2015. Selling it below current market price.
      open for negotiation.
      I will forward you to my agent/broker.
      thanks

      Delete
  29. Anyone interested ? Feel free to contact me at dtanadi@gmail.com

    For Sale(Price Negotiable) : Studio Apartment for takeover in Premier Location of Makati City, Manila

    - Superb location! (next to Ayala Avenue, heart of Makati Financial center / CBD of Manila)
    - Reputable Developer
    - Great rental opportunities with international financial offices and shopping malls on your doorsteps
    - Very High Floor with spectacular city view (on 26th storey)
    - Complete by Sep 2015, immediate rental income soon.
    - Motivated seller -selling near buying price in mid 2011 (price has gone up 20% in Makati area)
    - An affordable studio of 22.05 sqm
    - Philippine properties has been on the rise

    ReplyDelete
  30. anyone want to buy my unit at knightbridge @ century properties??? already fully paid letting go real cheap at cost...3.5m its 27sqm unit fully furnished with nice furniture and fitting which costed me 400k plus to improve....

    contact me at knggoto@yahoo.com

    ReplyDelete
  31. I'm glad you wrote about this issue. I actually bought a small condo ready for occupancy 5 years ago in Manila. One thing that I always kept in mind is that whether PH or Canada, I would only buy ready for occupancy units or at least, I can see that the structure up. One place in Mactan, I asked to see the contract and management contract (it was going to be a condotel), and the real estate broker couldn`t get me one. Finally, they manage to give her a copy of the deed of sale, but none for the condotel contract. `Pag usapan na lang daw with the VP (of a big real estate developer) and the Controller.` Well, in law that`s not good enough, and I told them it`s my money!

    The condo laws in the PH and Canada are quite similar. I believe whoever crafted the condo laws there had lived in Canada. Even condo laws here are stacked against the buyer.

    Another thing that I should point out, is you have to look at the location, the future development of the area. In Manila, elsewhere in the PH, zoning laws are either non-existent or just there for show.

    As of last year, I have decided to sell my unit in Manila. I had wanted to take it back for personal use, redo the unit to my `taste` and use as my pied a terre in Manila. It is in a very good location BUT the traffic congestion is horrific - it takes me a long time to catch a taxi, sidewalks are non-existent, and the MRT is always jam packed unless one travels during ungodly hours. Now it`s just for income, just slightly better than putting my money in the bank.

    ReplyDelete
  32. "do not invest in Philippine pre-selling condos"
    now everyone is selling a pre-selling condo in this blog. hahaha nice,

    ReplyDelete
  33. Coming in from a different angle, you people are forgetting what happens during occupancy.

    Be very wary about acquiring a condo in the Philippines. It appears that many are plagued with mechanical and electrical related problems. I have first hand knowledge of issues with water leaks and electrical issues in condos constructed by 2 of the top developers in the Philippines. These issues raise their ugly heads later. Its ok if the problems are easily resolved. But they tend to be perennial.

    Developers and brokers will not talk about this for obvious reasons. The language of the contract will probably be the least of your problems. And I have not even mentioned the association fees.

    ReplyDelete
  34. If your intention in acquiring a condo in the Philippines is for investment.... think again. There are a ton of condo units that have been for sale and are not selling. But if you have money to burn....

    ReplyDelete
  35. I'm selling the rights to a condo I bought with DMCI, The Amaryllis, located in Tomas Morato, Quezon City. I've only paid for 2 years on the downpayment, 1 more year left to pay and occupancy. Unit is a 2 bedroom with 2 balconies, 22nd floor (top floor) and is a corner unit. Kindly reply if you're interested. Thanks.

    ReplyDelete
  36. Thanks for sharing this. If you want to buy a pre-selling condo, know the developer carefully. Or else you should go for RFO. There are lots of condos for sale in Fort Bonifacio, try to visit them.

    ReplyDelete
  37. The only real indulgence was buying a house. That was a pretty big step.
    - Calista Flockhart

    Not everyone is knowledgeable in buying their own investment, that's we Property Specialist comes in. We give you exact details of what you are asking. Let you choose and select your own option. Helping you decide whether you'll buy it or not.

    Let me assist you for your future investment. No matter how far you are, it is only a number to dial for your assistance. Call now at +63 915 786 7616 or visit www.pinascondoliving.com

    ReplyDelete
  38. Be very wary about acquiring a condo in the Philippines. It appears that many are plagued with mechanical and electrical related problems. I have first hand knowledge of issues with water leaks and electrical issues in condos constructed by 2 of the top developers in the Philippines. These issues raise their ugly heads later. Its ok if the problems are easily resolved. But they tend to be perennial.

    Developers and brokers will not talk about this for obvious reasons. The language of the contract will probably be the least of your problems. And I have not even mentioned the association fees.

    ReplyDelete
  39. I beg to disagree about the information above. Not all, pre-selling condos in the Philippines like condo in the Fort Bonifacio are favorable to the developer and its agents. It would only be favorable to buyer if he/she is constantly asking for updates about the property bought.

    ReplyDelete
  40. It depends on the developer, like the Florence Mckinley hill, managed by the Megaworld who has a good reputation in this industry. Before buying a pre-selling condominium, know the background of the management.

    ReplyDelete
    Replies
    1. I beg to disagree. There are a lot of complaints against Megaworld/Empire East. Just google their Pioneer Woodlands Condo in Mandaluyong and you'll see.

      Delete
  41. Anyone whose ineterested also in buying my pre-owned condo in Tagaytay(wind residences). Developer is SMDC. It is located along Emilio Aguinaldo Highway, Brgy, Maharlika West,Tagaytay City. 5-8 mins walk to Sky Ranch, Summit Ridge and other restaurants. I bought it last June 2012 and already finished paying the downpayment.
    It has an area of 28.52sqm, 1 bedroom end unit. Facing amenities.
    Turn over will be 3rd quarter of 2015.
    Im selling it much lower than the current market price.
    Still open for negotiation. 
    For those interested message me at koibito26@gmail.com


    ReplyDelete
  42. Selling my 2BR condo at Azure urban resort residences Bicutan, Paranaque, 6M php. can be leased at 3,500php/day
    18th floor, RFO,Brand New, Fully Furnished
    -With Balcony Facing City/Airport View
    -1 Bedroom & 1 Living room, 1 T/B, Kitchen/Dining Area
    -Brand New Appliances and Furniture
    -High Speed Wi-Fi & Telephone Connection (Metro Manila)
    -Built in Closets
    -2 A/C Units
    -Man Made Fine White Sand Beach
    -Wave PooI, Infinity Lap Pool with Cascading Waterfalls
    -Paris Beach Club & Beach/Pool Side Bar
    -Kiddie Waterslide & Playgrounds
    -Basketball Court & Beach Volleyball Area
    -Child Play Area/Daycare
    -Gym & Fitness Center
    -Game Room
    -M/F Spa & Locker room
    - Movie/Theater Room
    -Open park & Zen Garden
    email @ rockin_sweetie09@yahoo.com

    ReplyDelete
  43. Good day!!!

    Im Selling an affordable Condo Unit in Paranaque. Arista Place Condominium

    for more info please visit http://condominiumparanaque.wordpress.com/2014/07/31/arista-place-condo-in-paranaque/

    or email me at dmcirealtormanila@gmail.com

    thanks

    ReplyDelete
  44. Good day to all :)

    I am looking for someone to assume(transfer of name) my units from SMDC all pre-selling I got it from it's introductory price plus discount from the agent. Details as follows,

    GRACE RESIDENCES
    1 Bedroom
    Unit 1545 - 27.33SQM
    TCP = P2,098,302.16
    Monthly = P8,780.16
    Terms = 15% for 36mos and 5% on 37th month
    Already paid 15mos
    Facing Swimming Pool


    BREEZE RESIDENCES
    Studio Type
    Unit 2125 - 22SQM
    TCP = 2,107,446.90
    Monthly = P7,277.93
    Terms = 15% for 40mos and 5% on 41st month
    Already paid 16 mos

    Please e-mail me joewie_gomez@yahoo.com viber or whatsapp +6583832490

    ReplyDelete
  45. Hi all I'm looking for someone to continue/assume my unit in SMDC BREEZE RESIDENCE and GRACE RESIDENCES I already paid 135k for each unit. Those who are interested I'm only requiring 65K, you already save more than 70K and also the reservation fee. I GOT THE UNIT ON IT'S INTRODUCTORY PRICE so price in the market now is already appreciated.... Viber/Whatsapp +6583832490

    ReplyDelete
  46. Hi all I'm looking for someone to continue/assume my unit in SMDC BREEZE RESIDENCE 1BR with balcony 27.60sqm and GRACE RESIDENCES - Studio unit with balcony 22sqm I already paid 135k for each unit. Those who are interested I'm only requiring 65K, you already save more than 70K and also the reservation fee. I GOT THE UNIT ON IT'S INTRODUCTORY PRICE so price in the market now is already appreciated.... Viber/Whatsapp +6583832490

    ReplyDelete
  47. Hi! We're selling our 1BR Azure Urban Resort Residences unit for just P3M. Yes, it's that condo with a beach and a Paris Hilton beach club. Size is 32.18 sam and is situated just on the second floor. It's semi-furnished and has a balcony. You can ask me more for inquiries. Call me at (02) 345-4841 or at +63 917 5619544. Thanks!

    ReplyDelete
  48. Hi! Interested in buying a condo in a TOP CALIBER and LEADING DEVELOPER here in the Philippines? DMCI Homes is the leading company known for delivering exceptional-quality developments which has been their expertise not only because of their intelligence but also because of their dedication and passion for their work.

    We offer Pre-selling and Ready for Occupancy Units suited for your needs. We offer condominium projects (midrise and highrise) from different locations here in the Philippines like Taguig, Mandaluyong, Manila, Quezon City, Pasig and a lot more..

    Rest assured of our sincere desire to be of service.

    For Project Presentation, Sample Computations and Free Site Viewing, please call or email us @ +63 916 181 0207 or chd.homefinder@gmail.com. Feels good to be home with DMCI

    ReplyDelete
    Replies
    1. Just google "DMCI Torre de Manila" before you believe in what this guy is saying....

      Delete
  49. Hi Im selling my other single bedroom condo unit (I got 2 condo units) located in Newport near Resorts World. Fully furnished at an affordable price. If anyone interested pls email me at muirca.auh@gmail.com. It's a clean title. I also need a qualified agent to help me sell this 1BR unit. Pls email me.

    ReplyDelete
  50. If your planning to bu a pre-selling condo, choose the right developer like Megaworld, SMDC, etc. They are known as a reliable in this industry. The best choice is the condo in Bonifacio Global city, perfect location.

    ReplyDelete
    Replies
    1. I beg to disagree. There are a lot of complaints against Megaworld/Empire East. Just google their Pioneer Woodlands Condo in Mandaluyong and you'll see.

      Delete
  51. Hi.. I'm selling my SMDC condo in EDSA Boni Mandaluyong, 1BR with balcony, fully furnished and turnover still on 1st quarter of 2015 at BELOW market value. I paid 450k, assume balance nlng for the remaining. Please contact me asap at 0917-7202608 if interested. Thanks.

    ReplyDelete
  52. You want this--- I'm looking for someone to continue/assume my unit in SMDC SHINE RESIDENCE - Studio unit with balcony 21sqm I already paid 135k . I'm only requiring 65K, you already save more than 70K and also the reservation fee. I GOT THE UNIT with discount-- Now the price of this unit in the market already appreciated for almost 300K
    Contact me- barya_coins@yahoo.com

    ReplyDelete
  53. These are very helpful things that everyone should consider before buying a condo. Before buying a condo, it is important that you are honest with yourself of how much you can afford so it won’t turn out to be a disaster. For more info on pre-selling condos at The Fort Taguig Philippines, you may visit http://www.thefortcondominium.com

    ReplyDelete
  54. We can't blame you if you had bad experience investing in real estate, that we can't erase but rather maximize as learning. Buying a pre selling condo per se is an investment and as we all know investments have risks attached to it (meaning over time you get some earnings and losses as well). It is very important to do your home work as investor before signing up for something. Buying a home either for investment or for end use for your family is one of the big decisions we do in our entire life and we cant messed up just because we didn't do research and didnt raised questions whenever there are gray areas in the contract you're about to sign off. I will highly suggest you have comparative analysis on the projects first and letting you know the pros and cons of each which is based on your exact requirements. For more info or if you have questions in investing in real estate either in pre selling or resale (secondary market) email me at nielveluz@realityhomes.ph. Im a licensed broker and we this not just for profit but for our profession's sake as well. Thanks.

    ReplyDelete
  55. I just did a search for realtors that would assist in selling my condo in Cebu - its a real nice condo but to my disappointment there are no companies interested in listings ! Just page after page of condos already for sale . In the last several years literally thousands of condos have been developed in the Cebu area and the real estate companies are only interested in selling these new developments.... Now the rental market for condos is dead.... there are so many condos on the market now that they can't even be rented out . The asking prices have dropped about 30% in the last 2 years .
    The main problem is they have no real city planning - anyone that can pay the right people can put up a development with 300 condos - the city will not refuse any developers . Even with the huge glut of condo developments they are still being put up at an alarming rate .....
    My Advice to a potential buyer would be to hold off .... no need to spend $250k on a luxury condo when you can now rent one for $700 a month and not have to worry about selling it someday in the future .... many listings I have been seeing on the resale market have already been up for several years . Remember the agents in the Philippines have no interest in representing individuals in selling their condos .

    ReplyDelete
    Replies
    1. hi, I'd be glad to share some thoughts with you about cebu real estate market, I am a potential buyer 09994071004, whatsapp +8613668790750

      Delete
    2. Thanks for this, I saw a condo for sale in Manila, Admiral Baysuites, I think it is good for investment..

      Delete
    3. Hi! You can also check property listings here at www.propertyasi.ph

      PropertyAsia.ph, a one-stop property search portal for property buyers and sellers, offers comprehensive listings of condominiums and house and lots for sale and for rent in the Philippines and across Asia.

      Its affiliated websites www.CondoAsia.ph, which showcases condominiums in the Philippines, and www.HousesAsia.ph, which specializes in house and lots in the Philippines, are seamlessly integrated into one another.

      PropertyAsia.ph websites are designed, developed, and maintained by Chanz IT Business Solutions Inc.

      Find Better Homes Here.

      Delete
  56. Good DAY! this is King Carino of Megaworlds Prime RFO. (the No.1 developer in the Philippines) We offer Ready For Occupancy units.Move in and Own a unit For as low as

    P8500/month,

    We have developed malls, bar and resto, ofc bldgs and etc.
    A LEISURE ORIENTED TOWNSHIP
    (LIVE-WORK-PLAY-LEARN-SHOP)

    CHOOSE FROM OUR PRIME LOCATIONS

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    -8 Forbes Town Road
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    -115 Upper McKinley
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    MAKATI C.B.D.

    -(Salcedo Village) One Central
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    SOUTH TRIANGLE

    -El Jardin Del Presidente 2

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    -Marina Square Suites


    Dont wait for years FEEL and ENJOY your INVESTMENT NOW and Return it FAST. you dont have to go somewhere because all you need is already i the area, a different and unique lifestyle!

    Must SEE to appreciate! WE are SURE that you wont Regret it!

    for more info.CALL NOW!
    King Carino-Property Consultant
    09274746096

    ReplyDelete
    Replies
    1. Anyone reading this. Do your research. There are a lot of complaints against Megaworld/Empire East. Just google their Pioneer Woodlands Condo in Mandaluyong and you'll see.

      Delete
    2. Avoid this company MEGAWORLD.

      Delete
  57. i also want to sell the condo i bought on pre-selling. Vivaldi Residences located at Cubao QC, near Araneta Center, 42.23 sqm. total contract price is 3.5M. and i've already paid 30% downpayment. the construction is already finished as of Feb 2015. Since i'm an OFW, di ko sya maasikaso kaya i want to sell it na lang.

    ReplyDelete
  58. Im selling the unit I purchased from SMDC at Php400k, with their Light Residences Project located on EDSA corner Madison Street in Mandaluyong. Condo is centrally located in the city, with the biggest SAVE MORE shop in the country, a Mall with Cinemas just beneath the Condo and an express link connected to Boni MRT station.

    Fully furnished, its an assumed balance where bank financing is to be secured personally. This unit is the cheapest among all other units on this project considering its located on higher floors. Its totally ready FOR OCCUPANCY.

    Centrally located, with nearby big shopping malls, such as SM Megamall, Shangrila Plaza, Robinsons Forum,etc.

    For queries, please feel free to contact me anytime with my contacts per below:
    Call: Viber +6581860834
    Text: Whatsapp +639162095897
    Email: jm12harry@yahoo.com / botsog072114@yahoo.com

    No Agents, No Commissions, No Extra Charges, Private Seller here.
    Transfer Title Charges to be paid by Seller.
    Interested buyers, call me anytime to discuss.

    Reason of Selling: Migrating to Australia

    ReplyDelete
  59. How much are you selling it for? How big is the unit?

    ReplyDelete
    Replies
    1. Can I have your email please, I will send you my details

      Delete
  60. Wow.. hope I can buy a condo in the future with pool, only dreaming!. I can afford maybe only less than 1 mil and installment ,impossible to have one. Thanks for the information I got here, I can share with friends who wishes to invest.

    ReplyDelete
    Replies
    1. Do you wish to invest a Condotel in Tagaytay? Please send your email details.

      Delete
  61. Anyone want to give up there presell in breeze or fame

    ReplyDelete
  62. anyone interested in assuming our preselling SHORE residences unit, infront of MOA, SMDC developer. we've paid 10mos. changed our mind in buying. please comment here.thanks!

    ReplyDelete
  63. Hi, we are selling our 2bdroom condo with balcony and parking lot at Tivoli Garden..very near Ayala Makati..it is ready for occupancy..please contact me at mabhel_rivera@yahoo.com

    ReplyDelete
  64. High appreciation pre-construction unit with SMDC Development SHORE Residences, Bldg A (sold out), MOA, Manila, Philippines. 1 bedroom with balcony, Manila Bay view, 12th floor. If interested to assume my contract, contact me at melnaggar@hotmail.com

    ReplyDelete
  65. Hi every one pls visit: http://condophilippines.tumblr.com/
    contact us now so we can assist you.

    ReplyDelete
  66. Hi, I selling my suite at Century Spire in Makati, vy good location and price negotiable. Interested can contact me at wqtan85@gmail.com

    ReplyDelete
  67. Im selling my unit in one libertad place. Studio unit. - 20 sq mtr. For 1.6m only. Fully furnished. Contact me at mariaeden21@gmail.com

    ReplyDelete
  68. Hi anybody who wants to buy my pre selling condo in azure paranaque. 2 bedroom penthouse level with furnishing and parking. Turnover by sept 2018. Pls contact me at jma.0539@gmail.com. thanks

    ReplyDelete
  69. Hi Everyone,

    I am Howell Tungol, a faculty researcher from University of the Philippines - Diliman.

    It is apparent that there is an increasing number of high-rise building being constructed in our country. Consequently, this allows more Filipinos to occupy this type of structure. I believe that it is timely to study the living condition of occupants in such type of structure. The study would benefit both the developers and engineers by providing information directly from the building occupants.

    In line with this, I would like to ask you to partner with me by completing an online survey which can be accessed at https://bit.ly/BEST_UP. I personally guarantee you that all responses will be treated confidentially and will only be used for academic purposes.

    Should you have clarifications and/or queries, please do not hesitate to contact me at istungol@up.edu.ph. Thank you very much for your time.

    Sincerely,
    Howell Tungol

    ReplyDelete
  70. Hi there, Anybody would like to dive in for shared investment opportunity in Splendido Tagaytay Golf & Country Club. You will be part-owner for this newly Condotel. You will expect income from this investment. Reason for selling is that I migrated to Australia. If interested, contact me at shrekadriano_25@yahoo.com.

    ReplyDelete
  71. this is a question anyone who has purchased a preselling condo in Makati and then took possession at turn over. The question is how much more was the condo worth at turnover? had the condo appreciated from the preselling price? examples would be appreciated for I am looking to purchase a preselling unit in Salcedo village.

    ReplyDelete
  72. There's always a choice on buying a condo, sometimes buying in a big Development company is just paying big for their name because they are famous. How about investing into a good condo location even-thought they are not famous but for sure you will get your return of investment. Just like Condo for sale near FEU Nrmf. The Residences@Fairview Ready for occupancy.

    ReplyDelete
  73. This blog post was posted 2 years ago. It's not that relevant anymore.

    Senta

    ReplyDelete
  74. Hello Everybody,
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    ReplyDelete
  75. Hello Everyone, I am Daniel Steve by name and i live in Texas USA, i will like to talk about the goodness of God in my life after so many months of trying to get a loan on the internet and was been scammed so i became desperate in getting a loan from a legit lender online. But as God would have it, i saw a comment from a friend called Shirley Ken and he talked about this legit loan company where he got his loan fast and easy without any stress so he introduced me to a man called Mr William Mark who controls a firm called William Loan Company, So i applied for a loan sum of ($170,000.00USD) with low interest rate of 2%, so the loan was approved and deposited into my bank account in less than 48hrs, that was how i was able to get my loan to keep my broken business running and also to pay off my bills so i am advising everyone of you who is interested in getting a loan fast and easy to kindly contact them via email: { williamfunding@gmail.com } to get any kind of loan you need today, thanks as you read the greatest testimony of my life.

    ReplyDelete

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    ReplyDelete
  77. anybody here interested in buying my pre selling condo,SMDC Green Residences located at Taft Avenue Manila, Beside DLSU.they will turn over on February 2016 and i have paid 290thousand by now. Im willing to sell for 240,000 pesos.

    ReplyDelete
  78. anybody here interested in buying my pre selling condo,SMDC Green Residences located at Taft Avenue Manila, Beside DLSU.they will turn over on February 2016 and i have paid 290thousand by now. Im willing to sell for 240,000 pesos. Interested email me at madzabes@gmail.com

    ReplyDelete
  79. anybody here interested in buying my pre selling condo,SMDC Green Residences located at Taft Avenue Manila, Beside DLSU.they will turn over on February 2016 and i have paid 290thousand by now. Im willing to sell for 240,000 pesos. Interested email me at madzabes@gmail.com

    ReplyDelete
  80. When you buy a condo unit in the pre-selling phase, meaning while the building/s are still being constructed, you need to see to it that your developer can deliver your unit at the time they promised.

    Thanks,
    Samuel
    sunny isles condos

    ReplyDelete
  81. Most of the condos available in the market is pre-selling. But to make sure that the property you are buying is a good choice, conduct first a survey.

    Check this Jade Pacific facebook, they sell condo in Cubao.

    ReplyDelete
  82. Anyone whose ineterested also in buying my pre-owned condo in Tagaytay(wind residences). Developer is SMDC. It is located along Emilio Aguinaldo Highway, Brgy, Maharlika West,Tagaytay City. 5-8 mins walk to Sky Ranch, Summit Ridge and other restaurants.Already finished paying the downpayment and now paying the remaining balance thru bank financing.
    It has an area of 28.52sqm, 1 bedroom end unit. Facing amenities.

    Open also for daily or monthly rentals.
    For those interested message me at koibito26@gmail.com

    ReplyDelete
  83. Hello! Permission to Post here, I'm Nerry from Berkwil Construction Inc. for Contractor, Interior Design,Construction Service & Supply Just Visit Our Website at www.facebook.com/berkwilconstruction. thank you :)

    ReplyDelete
  84. Hello! Permission to Post here, I'm Nerry from Berkwil Construction Inc. for contractor, Interior Design , Cnstruction Service & Supply Just Visit Our website at www.facebook.com/berkwilconstruction. Thank you :)

    ReplyDelete
  85. Looking for affordable yet convenient condos? look here buysmccondo.com.ph

    ReplyDelete
  86. For me, SMDC is really a big disappointment.
    .. particular to our agent..
    So guys, be sure you have a truly reliable and trustworthy agent, before you buy a condo units.

    ReplyDelete
  87. Hi,

    Have purchased a pre selling condo in SMDC Grace Residences Taguig. We have been advised that there will be a delay in the turn over of their unit. Would it be possible to request for a restructure of pre selling payment until unit has been delivered? Thank you.

    ReplyDelete
  88. condo unit for sale (resale)
    pico de loro beach & country club
    hamilo coast
    1bedroom unit fully furnished
    rush sale
    0916-7782878

    ReplyDelete
  89. I have 2 units in luxurious condo at Monarch Parksuites. I plan to resell 1 of my unit..turnover in dec 2016

    Its a 1 bedroom at 28m2 , top floor, unblocked view of Makati..

    Located near to Solare and city of dreams and sm mall..lots of capital appreciation potential...

    Willing to let go at 150,000 peso below current market price. Agents are welcomed too and commission will be paid. Please email me at tristansee@yahoo.com or whatsapp me at +6590939180

    ReplyDelete
  90. My Brothers and Sister all over the world, I am Mrs.Irene Query Wheat from philippines ;i was in need of loan some months ago. i needed a loan to open my restaurant and bar, when one of my long time business partner introduce me to this good and trustful loan lender DR KELLY WILLIAMS that help me out with a loan, and is interest rate is very low , thank God today. I am now a successful business Woman, and I became useful. In the life of others, I now hold a restaurant and bar. And about 30 workers, thank GOD for my life I am leaving well today a happy father with three kids, thanks to you DR KELLY WILLIAMS Now I can take care of my lovely family, i can now pay my bill. I am now the bread winner of my family. If you are look for a trustful and reliable loan leader. You can Email him via,mail (financialgoodnews22@hotmail.com) Please tell him Mrs Irene Query Wheat from philippines introduce you to him. THANKS


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    ReplyDelete
  91. http://shoughun.wix.com/mplace 700K condo for sale.

    ReplyDelete
  92. Condo for sale at St.Francis Place Edsa Shangrila.Furnished and 1 slot parking.

    ReplyDelete
  93. Condo for sale at St.Francis Place Edsa Shangrila.Furnished and 1 slot parking.

    ReplyDelete
  94. Condo for sale at St.Francis Place Edsa Shangrila.Furnished and 1 slot parking.

    ReplyDelete
  95. Selling my one bedroom unit located at Sucat, Paranaque, send inquiries to
    sato_charito@yahoo.com

    ReplyDelete
  96. Avida Tower Sucat Paranaque
    For Rent/ Studio Type, Php 13,000 monthly
    good also for days and weeks..
    watanabehoney@yahoo.com

    ReplyDelete
  97. Hi Im selling my condo unit in Breeze SMDC Residence along Roxas Boulevard higher floor 1 bedroom with balcony facing Manila Bay & Mall of Asia, turnover 4th quarter this year to 1st quarter next year, whoever interested please let me know
    email me annalee182011@gmail.com/annalee182011@yahoo.com
    many thanks

    ReplyDelete
  98. $$$ URGENT LOAN OFFER WITH LOW INTEREST RATE APPLY NOW $$$
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    ReplyDelete
  99. Hi! This is Ryan Bonn Duadua, If you want to invest in pre-selling condos, you have to consider the following:

    1. When will be the actual turnover of units?
    Turnover of units is gradual or by level per floor. They have a grace period of maximum of 6 months for the total turnover.

    2. Check the credibility of the developer. How many projects that are already finished. Remember, all developed condos have issues, there are no exceptions.

    3. If for investment, did you conduct feasibility study before you invest?

    4. Is your agent a licensed real estate salesperson? Check for his credibility. Look for expert licensed real estate brokers or salespersons. Ask for their HLURB License to sell and PRC License number and verify.

    5. Look for a No Downpayment scheme projects. These are good as rent-to-own units.

    6. Before signing a reservation agreement, read it carefully. Ask the expert what are the terms written in the agreement.

    7. Last, study the MACEDA LAW and the existing Condominium Act of the Philippines before investing.

    for more information, you can visit my Blog: www.ryanbonnduadua.wordpress.com

    Ryan Bonn C. Duadua
    Lic. Real Estate Broker

    ReplyDelete
  100. Good Day!

    Anyone here availed condo unit from Grace Residence @ Taguig Tower 1!? They said turn over date will be this month. Anybody who already subject for turn over of their unit!?

    Thanks!

    ReplyDelete
  101. How I Got My Loan From A Genuine And Reliable Loan Company

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  102. Hi, I am planning to sell my 2 bedroom pre selling condo in a good location in Shore residences in Pasay City. I have paid 7 months already. All paper works are available including , CTS and the down payment. Interested individuals should contact via this email mariteckpharma@yahoo.co.uk
    I will also offer good discounts on purchase on any potential buyer.
    Quick sale!!!

    ReplyDelete
    Replies
    1. Still available? Highly interested.

      Thanks

      Tommy Olivare

      Delete
  103. Maceda Law in brief states that a buyer can't get any of his payment within the first two years . . .

    Buyer can get back 50% of his payment between two years to five years.

    after the fifth here, one can get 5% more each year of down payment . . . at a maximum refund of only 90% . . . meaning after 13 years of payment . . .

    ReplyDelete
  104. It wouldn't surprise me much if smdc and other developers systematically "sell" the same unit to several buyers and keep the money as they actually can do this leagally with reservation terms like this ".. fail to submit the required documents and execute the relevant contract to sell and deed of absolute sale for the property, .... or fail to comply with any of the terms of my purchase, the company shall have the sole option to (i) cancel the sale and forfeit in its favor all payments made.." The developer knows in advance that some buyers will not be able to provide these documents or accept the contract to sell etc. I've visited 15+ condo projects and wherever I come there is never anyone living there... just like small ghost towns. So after paying for a year or two they will fail in some way and lose there unit and the developer keeps the money. Often the agent says that the unit is available because "we couldn't reach the buyer", "buyer couldn't provide documents" etc... Correct me if I'm wrong, but I Think they do this systematically... There are no "... good guys" out there.

    ReplyDelete
    Replies
    1. It would be interesting to see the financial report from SMDC and other condo developers in the Philippines. Maybe they earn more on forfeit of their "customers" downpayments and reservation fees than on successful sales, as they can repeat this infinitely and still keep their "lure" - the condo unit... And they can repeat this fully legally with new "customers"....

      Maybe they do a "reversed" credit check of the victim to be sure he/she will not be able to pay the total amount the second year so they can forfeit as much as possible. From the third year they though have to give back 50% of the downpayments to the victim by law, so it's important for them to cancel within the second year of downpayment.

      The Torre de Manila by DMCI is just another example of how rotten the leadership and owners of these businesses are.

      No I would not invest in the Philippine pre selling condos, actually I don't think it is a good investment to buy a condo in the Philippines today at all. Who would buy a second hand condominium unit if you can't even trust to buy a condo directly from the condo developer??

      And as they are building thousands of condominium units in the Philippines now, all looking the same, why would anyone prefer to buy exactly yours instead of a new one??

      And after your first 20% downpayment, rest assure that you will never see these sympatric, smiling marketing and sales staff anymore.... Now you have to deal with the admin guys and the company's lawyers..., and they are big enough to bribe any judge....

      Delete
    2. Seems to be common... : "Priscilla purchased a condominium unit in Makati City from the Citiland Corporation for a price of P10 Million, payable P3 Million down and the balance with interest thereon at 14% per annum payable in sixty (60) equal monthly installments of P198,333.33. They executed a Deed of Conditional Sale in which it is stipulated that should the vendee fail to pay three (3) successive installments, the sale shall be deemed automatically rescinded without the necessity of judicial action and all payments made by the vendee shall be forfeited in favor of the vendor by way of rental for the use and occupancy of the unit and as liquidated damages. For 46 months, Priscilla paid the monthly installments religiously, but on the 47th and 48th months, she failed to pay. On the 49th month, she tried to pay the installments due but the vendor refused to receive the payments tendered by her. The following month, the vendor sent her a notice that it was rescinding the Deed of Conditional Sale pursuant to the stipulation for automatic rescission, and demanded that she vacate the premises. She replied that the contract cannot be rescinded without judicial demand or notarial act pursuant to Article 1592 of the Civil Code. a) Is Article 1592 applicable? (3%) b) Can the vendor rescind the contract? (2%)..."

      Delete
  105. Hi! I decided to resell my pre-selling condo at Victoria de Manila 2. Have paid 15k + 8months of DP already. 23-25sqm/12flr/corner side facing Taft Avenue... Need to lessen my expenses for my mom medication on cancer... Thank you...

    ReplyDelete
  106. Hi, we are selling our 2BR condo with balcony and parking at Tivoli Garden very near Makati/Ayala at a very competitive price as we need to migrate to other country.And it is also ready for occupancy. Please send email to mabhel_rivera@yahoo.com for more details, thank you.

    ReplyDelete
  107. Thank you to the one who started this thread! I would like to get your opinions regarding Filinvest projects, condo or house and lot. Thank you!

    ReplyDelete
  108. i am looking for a 1 bedroom end unit in SMDC grass residence tower 4. please email me at waynegregmendoza@gmail.com

    ReplyDelete
  109. looking for a long term self liquidating investment?
    Condormitel at university belt!
    Pre selling!
    Name: Space Ubelt
    I am selling my unit for only
    Php 231k with assume balance of 16,490 monthly ammortization.
    Cash unit price: 1,649,000.
    Investor type!
    14sqm. Fully furnished!
    - window type aircon
    -refrigerator
    -microwave
    -washing machine
    -studydesk
    -shower
    -3 beds
    -cabinet
    Hinayang kami igive up kasi napakagandang business especially the location pero na-out of budget kami kaya no choice but to sell it.

    Fast ROI, a very good location at the heart of university belt! Hassle free sya kasi company na bahala sa lahat, maghihintay ka nalang ng income sa bank monthly.
    Seller: joel garzota
    09062228898
    This is open to all freelance agent broker, I am willing to give 3% commission.Sacrifice sale lang talga..

    ReplyDelete
  110. Do you need any Financial Help such as LOAN?If yes email us at brent.timmons@Ymail.com with the below details..
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    ReplyDelete
  111. Marlon Dela RosaJune 28, 2016 at 9:01 PM

    Hi, this is Marlon from Robinson Communities. We have a lot of Condominium Projects and Ready for Occupancy here in Pasig City, Aurora Cubao Quezon City, Pioneer St. Mandaluyong City, Annapolis, Greenhills, and Ortigas. We have a unit like 6K Monthly...So if you are intetested please contact me on 09476192206 or message me at md505580@gmail.com

    Thanks.
    Marlon Dela Rosa
    Account Manager

    ReplyDelete
  112. Hi. I'm selling my 1 bedroom condo unit in SMDC light residence. cash out of 650k. assuming balance of 1.975m 8yrs to pay. pls contact me at flordzmi@gmail.com. thanks florie

    ReplyDelete


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  114. We are managing in dmci makati, dmci fortis, fortis makati, fortis living arrangements, fortis dmci, fortis greenhouse homes, and dmci fortis habitations. We give the best and great quality.

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  115. We’re thinking of selling our rights to a condo we bought from Empire East (Cambridge Village), located in Pasig City. We already paid 4 years on the down payment and 1 more year left to pay and occupancy. Unit is 42sqm, 2 bedrooms, 8th floor and is a corner unit.
    Please sent me an email if interested. Martin.manankil@gmail.com

    ReplyDelete
  116. hi sir.. taga-Cambridge din po kami. we're trying to sell our unit din po kaya lang wala po kaming matyempuhan na buyer.. if i may ask po, magkano nyo po binebenta yung unit nyo?

    ReplyDelete
  117. Buying pre selling condo in Makati for 2020. The Air Residence from SMDC versus The Rise from Shang rila developer . please let me know your opinion. for rental purposes as my plan

    ReplyDelete
    Replies
    1. Hi! Also bought 3 units from the Rise. We are property consultants as well. If you want to know more, please email me at beth@aracasaml.com, our website is www.manilaleasing.com

      Delete
    2. Sorry it is beth.lao@aracasaml.com

      Delete
    3. Sorry it is beth.lao@aracasaml.com

      Delete
    4. Hi! Also bought 3 units from the Rise. We are property consultants as well. If you want to know more, please email me at beth@aracasaml.com, our website is www.manilaleasing.com

      Delete
  118. Hi guys! I am selling my condo unit at the Knightsbridge Residences. It is located at the heart of Makati. Fully furnished and ready for occupancy.

    Please do contact me at 09155152130 or 09214175529

    RUSH SALE PO ITO.

    ReplyDelete
  119. Hello Everybody,
    My name is Mrs Sharon Sim. I live in Singapore and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to him, he gave me happiness to me and my family, i was in need of a loan of S$250,000.00 to start my life all over as i am a single mother with 3 kids I met this honest and GOD fearing man loan lender that help me with a loan of S$250,000.00 SG. Dollar, he is a GOD fearing man, if you are in need of loan and you will pay back the loan please contact him tell him that is Mrs Sharon, that refer you to him. contact Dr Purva Pius,via email:(urgentloan22@gmail.com) Thank you.

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    Email Kindly Contact: urgentloan22@gmail.com

    ReplyDelete
  120. I am a private lender and investor, you need a loan legitimate, honest, reputable and fast? We can help with credit guarantee 100% credit offers business and individual Moreover, we also fund all sorts of projects. For more details contact us at: Churchill.investment88@gmail.com

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  121. I’m Andy Perry by name. I live in USA, i want to use this medium to alert all loan seekers to be very careful because there are scammers everywhere.Few months ago I was financially strained, and due to my desperation I was scammed by several online lenders. I had almost lost hope until a friend of mine referred me to a very reliable lender called Mr.Ramsy Dave who lend me aloan of $100,000 under 24 hours without any stress. If you are in need of any kind of loan just contact him now via: ramsedave121@gmail.com I‘m using this medium to alert all loan seekers because of the hell I passed through in the hands of those fraudulent lenders. And I don’t wish even my enemy to pass through such hell that I passed through in the hands of those fraudulent online lenders,i will also want you to help me pass this information to others who are also in need of a loan once you have also receive your loan from Mr.Ramsy Dave i pray that God should give him long life.

    God bless him forever.

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    ReplyDelete
  122. hi guys, I am shaw morales, if you want Affordable and with quality and secured condominium,GUARANTEED RENTAL INCOME,because it is located in UNIVERSITY BELT. message me, or email me at xhaw0821@gmail.com for more information, you can also reach me at 0936-698-8793

    ReplyDelete
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    Thanks Mrs Mary Smart God will all bless you for your good deed.

    Mrs Adam Angela

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  124. Nice and interesting information and informative too. Can you pls let me know the good attraction places we can visit: Pros and cons of investing in property

    ReplyDelete
  125. We give out loan to interested persons and co-operate bodies anywhere around the world...... loans are available at an interest rate of 4% with no attachment of upfront fees..............for more information,contact us on excelequity95@gmail.com

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  126. GOOD DAY,
    Anybody here interested in buying OR INVESTING pre selling condo UNITS HERE IN CEBU CITY, Philippines

    Best regards,


    HARK JEFFERSON APAS
    Property Specialist
    HT Land, Inc. - Mandani Bay
    F. E. Zuellig Avenue, Mandaue City
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    09334575592-sun


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    ReplyDelete
  127. Who wants to invest in a RFO condo, for own use or for hotel operation.
    It is near the Makati CBD, Mall of Asia, Manila Universities.
    Very accessible and very spacious.
    See below link for additional information.

    http://anthilla.com.ph/

    If you interested please call 836-1377 and look for Dayana

    ReplyDelete
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  129. Hello Everybody,
    My name is Mrs Sharon Sim. I live in Singapore and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to him, he gave me happiness to me and my family, i was in need of a loan of S$250,000.00 to start my life all over as i am a single mother with 3 kids I met this honest and GOD fearing man loan lender that help me with a loan of S$250,000.00 SG. Dollar, he is a GOD fearing man, if you are in need of loan and you will pay back the loan please contact him tell him that is Mrs Sharon, that refer you to him. contact Dr Purva Pius,via email:(urgentloan22@gmail.com) Thank you.

    BORROWERS APPLICATION DETAILS


    1. Name Of Applicant in Full:……..
    2. Telephone Numbers:……….
    3. Address and Location:…….
    4. Amount in request………..
    5. Repayment Period:………..
    6. Purpose Of Loan………….
    7. country…………………
    8. phone…………………..
    9. occupation………………
    10.age/sex…………………
    11.Monthly Income…………..
    12.Email……………..

    Regards.
    Managements
    Email Kindly Contact: urgentloan22@gmail.com

    ReplyDelete